Education Loan

Invest in Education. Plan with Confidence.

At Paisaveli, we assist students and parents in finding suitable education loans from RBI-regulated banks and NBFCs. Whether you plan to study in India or abroad, we help you navigate eligibility, documentation, and lender selection smoothly.

Apply for Education Loan

🔒 100% Secure Application

⚡ Faster Processing Support

💰 Competitive Interest Rates

❌ No Upfront Fees

Why Choose Paisaveli?

  • RBI digital lending guidelines followed

  • Assistance with multiple banks & NBFCs

  • Transparent guidance for students & parents

  • No processing fee charged to customers

  • Secure handling of personal and academic data

Education Loan Highlights

  • Loan Amount: Up to ₹50 Lakhs* (varies by course & country)

  • Tenure: Up to 15 years

  • Moratorium: Course period + grace period

  • Interest Rate: As per lender eligibility*

  • Processing Time: 5–10 working days*

  • Disbursal: Semester-wise or stage-wise

*Terms and conditions apply.

Who Can Apply?

  • Indian nationals with confirmed admission

  • Co-applicant (parent/guardian) required

  • Age as per lender norms

  • Acceptable academic record

  • CIBIL score of co-applicant as per bank norms

Documents Required

Student

  • PAN (if available) / Aadhaar

  • Admission letter from institution

  • Academic records

  • KYC documents

Co-Applicant

  • PAN & Aadhaar

  • Income proof (salary slips / ITR)

  • Bank statement (last 6 months)

  • Asset & liability details (if required)

Documents may vary depending on lender and loan amount.

How the Process Works

  1. Submit education loan enquiry

  2. Profile review and eligibility check

  3. Lender and loan option selection

  4. Bank processing and verification

  5. Loan sanction and disbursal

Education Loan Coverage

  • Undergraduate & postgraduate courses

  • Professional courses (Engineering, Medicine, MBA, Law)

  • Higher studies abroad

  • Skill development & vocational courses

  • Approved institutions in India and overseas

Enter DOB in DD/MM/YYYY format (Example: 25/08/1996)
Enter 10-character PAN (Example: ABCDE1234F)

🔒 Your information is secure. We follow RBI digital lending guidelines and do not charge upfront fees.

Disclaimer:
Paisaveli is a Loan Service Provider (LSP) and does not lend money directly. We facilitate education loan applications through RBI-regulated banks and NBFCs. Loan approval, interest rate, moratorium, and disbursal are solely at the discretion of the respective lender.

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